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May 30, 2026

How Much Rental Income Can an ADU Generate in Seattle? (2026)

One of the most common questions from Seattle homeowners considering an ADU is: how much rent will it generate, and when will I break even? Here are realistic numbers based on current Seattle rental market data.

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ADU Rental Rates in Seattle and the Eastside (2026)

Studio ADU (350-500 sq ft):

$1,400 – $1,900/month

1-bedroom ADU (500-700 sq ft):

$1,800 – $2,400/month

2-bedroom ADU (700-900 sq ft):

$2,400 – $3,200/month

Mercer Island / Medina premium:

Add 25-40%

Kirkland / Redmond:

$1,900 – $2,800/month for 1BR

ADU Cost vs. Rental Income: Break-Even Analysis

Example: A detached 600 sq ft 1-bedroom backyard cottage in Seattle:

  • Total project cost: $320,000 (construction + design + permits)
  • Monthly rental income: $2,100
  • Annual gross income: $25,200
  • Annual net income (after 10% vacancy + maintenance): ~$21,000
  • Gross yield: 7.9%
  • Break-even: approximately 15 years

A garage conversion ADU has a faster break-even:

  • Total project cost: $140,000
  • Monthly rental income: $1,600
  • Annual net income: ~$16,000
  • Gross yield: 11.4%
  • Break-even: approximately 9 years

Additional Financial Benefits

  • Property value increase: ADUs typically add $200,000-$400,000 to Seattle home values
  • Multi-generational use: avoiding senior care facility costs for aging parents
  • House hacking: offset mortgage with rental income

Piper Cole Architects designs ADUs that maximize rental income through smart layouts and finishes. See our ADU design service or contact us for a free consultation. Call 425-753-6452.

DM
David Meade, AIA, NCARB
Principal Architect, Piper Cole Architects · Kirkland, WA

David Meade is a licensed architect (AIA, NCARB) with 25+ years of residential design experience across the Seattle Eastside. He has designed custom homes, additions, and ADUs in Kirkland, Bellevue, Redmond, and Seattle. Learn more about David →

Authoritative sources

Regulatory requirements referenced in this guide are set by the official agencies below. Rules change — always confirm current requirements with the source:

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